Chapter 15: Reduced Credit Load

Students who cannot carry a full time academic load (12 credits or more) may opt for a reduction in their schedule. This reduction may allow a greater opportunity for academic success by allowing the student to devote their attention, time, energy, and resources towards a course load that is more reasonable and less demanding. The need for a reduced credit load (typically between 9-11 credits) should be discussed with the Accommodations Specialist at the initial appointment and/or with the student’s academic advisor at the time of course selection.

Students should be aware that Federal law requires Pell Grant funds to be prorated based upon the number of credits taken, and that the student financial aid budget will be adjusted accordingly. In addition, to participate in the federal Stafford Loan Program, or to have a previous loan deferred, the student must take at least six (6) credits. Finally, as always, eligibility for financial aid depends upon satisfactory academic progress. It is recommended that any student considering a reduction to their course load consult with the RVC Financial Aid office to discuss the potential impact on their financial aid package.