Students who cannot carry a full time academic load (12 credits or more) may opt for a reduction in their schedule. This reduction may allow a greater opportunity for academic success by allowing the student to devote his/her attention, time, energy, and resources towards a course load that is less demanding.
Students should be aware that Federal law requires Pell Grant funds to be prorated based upon the number of credits taken, and that the student financial aid budget will be adjusted accordingly. In addition, to participate in the federal Stafford Loan Program, or to have a previous loan deferred, the student must take at least six credits. Finally, as always, eligibility for financial aid depends upon satisfactory academic progress.